Is Pet Insurance Worth It?
Let's face it, no matter how well we take care of our pets we cannot prevent all injuries or illnesses. Oftentimes these unexpected vet bills come at the worst times when you're strapped for cash and a $1000 vet bill isn't in the budget. Most vet clinics offer payment plans for care, but they usually have high interest rates and will take months to pay off. Emergency vet visits are even more costly and can rack up to thousands of dollars! When we adopted our cats, we weighed the pros and cons of purchasing pet insurance. Pros: emergency or unexpected vet visits would be reimbursed once we hit tour deductible. Cons: most insurance companies do not cover any breeding related injuries or accidents and do not cover preexisting conditions.  Also the monthly premiums add up (since we have insurance on all of our Maine Coons).

Pet Insurance Plans
All pet insurance plans are different and the monthly cost varies depending on the age and current health of your pet. Most pet insurances provide illness/injury protection for $20-$30 per per per month. That may seem like a lot of money to invest in something you may never need, but did you know the average cost for a broken leg is $1500?  Bladder stones can be close to $1000. I'd say $20 per cat is a fair price and takes some of the fear away from having to pay for an unexpected vet bill!

How Does Pet Insurance Work?
Some insurance policies allow you to set the deductible amount and the reimbursement amount. Even though the monthly premiums add up, getting some money back from a huge vet bill can be a lifesaver!
Most Pet Insurance companies will setup a free quote on their website, in my opinion if your pet is young and has no pre-exisiting conditions it's worth it to have pet insurance!

Insurance included with our kittens
All of our kittens will go home with 30 days of pet insurance through Trupanion. If you wish to extend the policy past the 30 days, please check out their policies on their website. 

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